Take your money global with a zero fee US bank account

  • Apply for an account from India within minutes
  • No account opening or hidden fees
  • A single account for your global financial needs

Introducing Vested Money

International banking made easy

Fully digital
bank account

Open your account from India and operate it from anywhere in the world.

Low-cost and
fast money transfers

Deposit using Vested Direct with one of the lowest FX fees.

No social security
number or US visa required

All you need is a valid Indian passport and pan to take your money global.

Free
Vested Visa Card

Get your virtual Visa card issued instantly and start purchasing in over 50 countries with zero FX markup.

Seamless USD transfers

  • Send or receive US dollars from family or friends living in the US
  • Receive international payments in your Vested Money account from anywhere in the world via ACH or Wire
  • Store your wealth in USD in your Vested Money account or withdraw it to your Indian bank account in INR

Your Vested Visa card

  • Start spending instantly with your virtual card. Order your physical card anytime
  • Become an international shopper or subscribe to global SaaS products with your Vested Money card
  • No activation charges or hidden fees. Track all your purchases on the app

Take your portfolio global with Vested Invest

  • Easily invest in 5,000+ US stocks and ETFs using the Vested Invest account
  • Invest in other global asset classes using your Vested Money account
  • Create a diversified global portfolio to complement your local portfolio

Your money is safe with us

Each account is insured

Your US Bank account comes with FDIC insurance worth $250,000

Lost your card

Instantly freeze/unfreeze your Vested Visa card from the app to prevent unauthorized usage

State of the art encryption

256-bit encryption and SSL to ensure security of your financial information

Learn more about Vested Money

Check out these frequently asked questions.

Is this actually legal?

Yes. Vested Money is compliant with U.S. regulations and Government of India regulations. Money transfers from your Indian bank account to the Vested Money account come under RBI’s Liberalized Remittance Scheme. Vested Money offers banking services through a partnership with regulated financial institutions in the U.S.

How long will it take to activate my account?

Post signing up on the platform, one needs to complete their KYC which is a 5-10 minute process. Your KYC will be approved under 48 hours unless we require additional due diligence on your application. You can start using your account as soon as your KYC is approved.

What happens if Vested shuts down?

Your money with Vested Money is insured by the Federal Deposit Insurance Corporation, just as it would be with any large U.S. bank. The FDIC insurance covers funds in deposit accounts up to $250,000 per depositor, which means that even in the unlikely event that Vested Money shuts down, you can access and withdraw your funds

Do I need to be in the US to open a Vested Money account?

No. With Vested Money one can open a US bank account from India itself. You will, of course, need to meet Vested Money’s KYC and compliance requirements.

How secure is this?

Vested Money uses industry best-practice on information security with Secure Sockets Layer (SSL) to ensure the security of the entire platform and protect your information. We require two-factor authentication for verification and support biometric authentication.

How do I transfer funds to my Vested Money account?

If you are an existing user of the Vested platform and hold a Vested Direct account, you can transfer funds from your Vested Direct account to your Vested Money account at lowest FX rate with no fixed fee. Alternatively, you can transfer funds from any Indian bank through the bank’s netbanking channel using the wire instructions that can be found within the Vested app.